WELCOME TO SPECTA

Individuals access loans up to N5 Million . Businesses grow and scale. Create meaningful business opportunities.

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MySpecta

Are you an Individual?
Do you need a Quick Loan of up to 5 million? Get it in 5 Minutes.
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Specta4Business

In need of Business Loans?
We now have you covered, click here to explore options.
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Are you a First Timer?

Here is what you need to know!

Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office.

With Specta, you can take care of urgent personal and business needs anywhere, anytime.

Let's guide you