Welcome First Timer

Agent Nene
Agent Nene

Welcome to Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes. Our goal is to create a simple, convenient, and personalized experience for you using proprietary data and analytics to review applications.

With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed. Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.

Specta we have the following packages to serve you:

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Have a STERLING SALARY Account Number?

Dear Customer,

Welcome to Specta; an online lending platform that offers loans of up to N5,000,000 in 5 Minutes to already profiled salaried workers. Our goal is to create a simple, convenient, and personalized experience for you using proprietary data and analytics to review applications.

With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.

Please click here to download the Salary Domiciliation Agreement. Please execute and email to us.

Email Document or send document to specta@sterlingbankng.com Please note that if your salary account is a savings account, you will be required to open a Corporate Customer Salary Account. Please call 0700STERLING for assistance.

Upon completion of the above-mentioned step you will be profiled.

Please call us on 08170852820 / 08170852815 or email us: specta@sterlingbankng.com for further inquiries.

Sincerely,
Agent Nene.

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Want YOUR COMPANY Profiled on Specta?

Dear Manager,

Thank you for your interest in Specta for your company.

Specta is an online lending platform that offers loans of up to N5,000,000 in 5 Minutes to already profiled salaried workers. Our goal is to create a simple, convenient, and personalized experience for you using proprietary data and analytics to review applications.

With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.

The great news about profiling your company is that you are taking the right step towards becoming an enabler of Instant Access. This allows your staff have access to up to 5 Million Naira in 5 Minutes to take care of pending issues that could be affecting their productivity.

Please provide the following documents:

  • Most recent audited account of the company (Please save document with Company Name Ex. Pany_Plc_Audited_Account.jpg) .
  • Executed authorized signatory mandate, to download click here . (Please save document with Company Name Ex. Pany_Plc_authorized_Signatory.jpg)
Email Documents or send documents to specta@sterlingbankng.com

Once all the documents are received, they will be reviewed by the Evaluation Team and feedback shared shortly.

Sincerely,
Agent Nene.

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Have a SALARY ACCOUNT in other banks?

Dear Customer,

We are glad you are interested in being profiled on Specta!

Specta is an online lending platform that offers loans of up to N5,000,000 in 5 Minutes to already profiled salaried workers. With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. Once application is complete, scoring is instant, and disbursement done in less than 5 Minutes.

To be profiled as an individual, please be informed that you must open a current Sterling Bank account (preferably corporate salary account) and provide the following documents.

  • Statement of your salary account (with other bank) for the last 6 months
  • Most recent 3 months Pay slip
  • Copy of staff identity card
  • Executed Salary Domiciliation Agreement form (attached).
Upon provision of the above-mentioned documents, your application will be shared with the evaluation team for review. Once approved, you will be profiled on Specta and can access up to 5 Million.

Please note that a month’s salary disbursement into your new Sterling Bank account is mandatory.

Ready to be profiled? Please share all the required documents (listed above) with us at specta@sterlingbankng.com

We look forward to profiling you soon and are on standby to assist with any questions you might have via Email, Telephone or Social Media.

Sincerely,
Agent Nene.

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Work in a FINANCIAL INSTITUTION in Nigeria?

Dear Customer,

We are glad you are interested in being profiled on Specta!

Specta is an online lending platform that offers loans of up to N5,000,000 in 5 Minutes to already profiled salaried workers. With Specta, you do not need collaterals, paperwork or a visit to any office to get your loan approved and funds disbursed if you are profiled. Once application is complete, scoring is instant and disbursement done in less than 5 Minutes.

We understand that you work for a financial institution and as such Salary Domiciliation will not be possible, we therefore have created a solution just for you.

To enable us to profile you, please provide:

  • 6 Months bank statement of your salary account, (Please save document with Company Name and add a number to differentiate Ex. Pany_Plc_Statement_1.jpg) .
  • Copy of staff identity card
  • 3 months recent Payslips (if available), (Please save document with Company Name and add a number to differentiate Ex. Pany_Plc_Payslip_1.jpg) .
Once loan has been disbursed, you will be required to provide the following to have access to your funds.

To commence your Specta Profiling, please provide the first three documents via email.

Email Documents or send documents to specta@sterlingbankng.com. Once the documents are received, they will be reviewed by the Evaluation Team and feedback shared shortly. We look forward to profiling you to enable you enjoy the Specta Experience.

Sincerely,
Agent Nene.

Agent Nene

Sign up for Quick Cash

You can get up to N50,000!

Click Here to sign up!
Sincerely,
Agent Nene.