Life comes with different situations where unexpected or needed expenses may arise and exceed your income and savings.

The coming together of two families and the celebration of love is an event of joy for all at least until the cost becomes overwhelming.

Medical financing is created to provide you with an easy and convenient way to pay for medical expenses.

Everyone needs a holiday, whether calendar induced or not, you need a break. Sometimes, you need to leave the environment you are in to get the much needed rest.

Most people have a Plan B that needs a little boost. Specta can take your project to the next level by giving it the opportunity to expand and maintain day-to-day operations.

Whether you are working toward a Post Graduate Diploma (PGD), Master’s degree, after being in the workforce for decades, a professional Certification Programme.

Rent can be a very difficult bill to pay when money is tight and sometimes, the deadline can creep up on you. Sometimes, we make enough money to afford rent but find that we cannot meet the high upfront cash requirement.

With our ever-growing needs and the tougher economy, we all know that our salaries might not sustain us until exactly a month later. Sometimes, you need to get your salary now to ensure you sort out that pending need.